Household Contents Insurance

Safeguard Your Valuable Possessions with Discovery Contents Cover

Whether you're a homeowner or renting property, you need household contents insurance. This covers everything you have in your home, from appliances and furniture to clothing and pots, at affordable rates tailored to your needs.

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Complete Contents Cover

Protection for furniture, electronics, clothing, and all personal belongings in your home.

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No Excess Weather & Theft

Classic and Purple plans offer no excess for theft and weather-related claims.

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Home Assist Services

Emergency locksmith, electricity, and plumbing services on call when you need them.

Three Plan Options

Choose from any of our three plans and be covered for:

Comprehensive household contents insurance covers everything you have in your home, from appliances and furniture to clothing and personal belongings, with affordable rates tailored to your needs.

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Core Plan

Essential household contents insurance coverage with fundamental protection for your belongings

Basic contents coverage
Furniture and appliances protection
Personal belongings cover
Clothing and household items
Standard accidental damage
Essential theft protection
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Essential Plan

Enhanced contents insurance with additional benefits and power surge protection

All Core Plan benefits
Enhanced accidental damage cover
Power surge protection (embedded)
Home Assist services
Extended contents coverage
Additional security features
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Key Coverage Features

Complete protection for your household contents and lifestyle

Discovery Insure's household contents insurance provides comprehensive coverage for all your personal belongings, plus essential services and protection against modern risks like power surges.

No Excess for Theft & Weather

Classic and Purple plans offer no excess for theft or attempted theft, and weather-related damage from storm, rain, wind, hail, snow or flood (Classic & Purple plans only)

Home Assist Services

Emergency locksmith services on external doors and electricity and plumbing services on call when you need them most

Home Protector

Emergency home security (security guards) for up to a specified duration and alternative accommodation up to a specified amount

Accidental Damage Cover

Automatic cover for accidental damage to television sets and glass up to the sum insured. Accidental damage to your household contents can happen any time

Power Surge Protection

Essential and Classic plans offer embedded power surge cover. Purple Plan includes cover for the full amount insured, with additional power surge buy-up available

Comprehensive Coverage

Coverage for furniture, appliances, electronics, clothing, and personal belongings with flexible sum insured amounts tailored to your needs

Optional Features

Tailor your household insurance with these optional features

Customize your household contents insurance coverage with additional features designed to provide enhanced protection and peace of mind for your specific lifestyle needs.

Comprehensive Accidental Damage Cover

Additional accidental damage cover for more peace of mind (automatically included on the Purple plan)

More than 60 Days' Unoccupied

Coverage for loss or damage if your building is unoccupied for more than 60 consecutive days

Comprehensive Subsidence & Landslip Cover

Cover your household contents for loss or damage as a result of damage to or destruction of your building caused by subsidence or landslip

Excess Flexibility

Choose an excess amount to suit your needs, including zero excess across all sections of cover

Cover for Goods in the Open

Choose to increase the benefit limit that covers goods in the open for an additional monthly premium

Peace of Mind

Peace of mind when a devastating event occurs

When unexpected events happen, Discovery Insure is there to help you rebuild your life and replace your belongings. Our comprehensive household contents insurance provides the support and guidance you need during difficult times.

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Real Stories of Recovery

When devastating events like fires impact families, Discovery Insure's assistance and guidance helps them rebuild their lives and replace their household contents. Our comprehensive support ensures you can restore your home and belongings with confidence.

Expert claims assistance and guidance
Home Assist emergency services
Home Protector security and accommodation

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Authorized Discovery Excellence

Why Choose SILA Financial Solutions for Your Discovery Household Contents Insurance?

Get expert guidance on Discovery Insure's comprehensive household contents insurance solutions. Our specialists help you choose the right coverage to protect your valuable possessions.

Expert Discovery Life Guidance

Our specialists have deep knowledge of all Discovery Life plans and comprehensive expertise to help you choose the perfect solution for your family's unique needs and circumstances.

Maximize Your Benefits & Rewards

We help you optimize premium discounts, link products effectively, and unlock all available financial rewards including premium cashback and education funding benefits.

Ongoing Support & Reviews

Our consultants' 10+ years of Discovery experience ensures tailored financial strategies for your unique goals and requirements.

Authorized Discovery Partner

As an authorized Discovery partner, we provide official guidance backed by years of proven expertise and direct access to Discovery's complete range of insurance solutions.

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Authorized

Discovery Partner

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Protect Your Household Contents Today

Safeguard your valuable possessions with comprehensive contents insurance tailored to your needs

Get Contents Quote

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Plan Options

No Excess

Theft & Weather

Home Assist

Services

Contact our household contents insurance specialists:

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