Complete Group Risk Solutions for Your Employees
Comprehensive risk cover protecting your employees and their families against financial difficulty from death, disability and severe illness. Enhanced through Vitality with dynamic protection benefits and competitive pricing.
Healthier Lives
Inspire employees to lead healthier lives and unlock financial value from dynamic protection benefits enhanced through Vitality.
Competitive Pricing
Shared-value approach providing superior outcomes with unique product features and sustainable long-term premiums.
PayBack Rewards
A percentage of premiums back every year for managing health and wellness, doubled when invested in retirement savings.
Unique Offerings to Protect Your Employees
Help your employees live better with comprehensive protection designed to inspire healthier lives while providing financial security for their families.
Comprehensive Cover
Protection against life-changing events including death, disability and severe illness for employees and their families
Competitive Pricing
Shared-value approach with unique product features, sustainable long-term premiums through sound risk management
Health & Wellness Rewards
PayBack benefit rewards percentage of premiums back annually for managing health, doubled with retirement fund integration
Key Features That Help Employees Live Better
Comprehensive Group Risk Life Plan features designed to provide maximum protection and support for your employees and their families.
Global Education Protector
Local and international education cover for members' children in the event of death. Automatically included for life cover at least two times yearly salary, extendable to private schooling and overseas universities based on Vitality status.
Severe Illness Benefit
Financial assistance for members diagnosed with defined severe illnesses to maintain or support their lifestyle. Automatically includes severe illness cover for children on the employee's benefit.
Income Continuation Benefit
Income provision for employees unable to work due to illness, including performance bonus coverage, mortgage payments, severe illness cover for spouses and children, Vitality Healthy Living cash back and Uber transport benefit.
Return-to-Health Program
Vocational rehabilitation program designed to help employees return to work after injury, illness or disability. Tailored to individual needs with starting bonus and additional bonus for successful health improvement.
Integrate with Retirement Funds for Enhanced Rewards
Maximize the value of your Group Risk benefits through strategic integration with Discovery's comprehensive financial solutions.
Vitality Integration
Selected Group Risk benefits underpinned by Vitality and Corporate Wellness for additional rewards and wellness benefits
PayBack Benefits
Rewards for improved health when integrating Group Risk cover with other Discovery products.
Double Rewards
Double your PayBack when you integrate Group Risk cover with Discovery Retirement Funds and invest in retirement savings
Maximum Integration Value
Combine Group Risk with Discovery Retirement Funds to double your PayBack benefits when invested in retirement savings
Group Risk PayBack Benefits
Health & Wellness Management
Reward employees for managing their health and wellness while covering those they care about.
Annual Premium Returns
Employees receive a percentage of their premiums back every year for active wellness participation.
Retirement Integration Boost
PayBacks are doubled when reinvested into Discovery Retirement Funds for enhanced long-term growth.
Payback Benefits
Annual premium returns for employees actively managing their health and wellness through Discovery programs
Why Choose SILA Financial Solutions for Your Employee Benefits
With 10+ years as Discovery advisors, our team provides expert guidance on employee retirement fund solutions, helping businesses create comprehensive benefit packages that attract and retain top talent.
Guaranteed Income Options
Choose from guaranteed or flexible income plans that provide lifelong financial security
Healthy Living Rewards
Earn up to 50% extra retirement income for maintaining healthy lifestyle choices
Capital Legacy Protection
Secure your family's financial future with capital legacy and life cover options
Expert Guidance
Professional retirement income planning and ongoing support throughout your retirement
Authorized
Discovery Partner
Ready to Protect Your Workforce with Group Risk?
Take the first step towards comprehensive employee protection with Discovery Group Risk solutions. Our experts will help you design the perfect risk cover package enhanced with Vitality wellness benefits and PayBack rewards.
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