Provident Fund Preserver Plans
Preserve your provident fund benefits when leaving employment with Discovery's innovative preserver plans. Continue growing your retirement savings with professional management and rewarding investment behaviours.
Retirement Protection
Preserve your provident fund benefits and maintain tax-efficient growth until retirement age.
Investment Rewards
Qualify for attractive investment boosts that reward positive investment and lifestyle behaviours.
Transfer Flexibility
Enjoy flexible transfer options to other preservation funds or retirement plans as your needs change.
Reward-Based Retirement Preservation
Our Preserver Plans reward you for the right investment behaviours, helping you towards a successful retirement journey. These plans are suited to you if you are leaving or retiring from the services of an employer and want to preserve the benefits of your pension or provident fund membership until you choose to retire.
Built on Innovative Shared-Value Model
Our Preserver Plans are designed to help you reach your retirement aspirations through innovative thinking and a shared-value model that rewards positive behaviour change, helping you build up more retirement assets to close gaps in your retirement needs.
When You Need Preserver Plans
Preserver Plans are essential during employment transitions to maintain your retirement savings growth and tax benefits.
Resignation
Voluntarily leaving your employer to pursue new opportunities
Fund Wind-Up
When your pension or provident fund is dissolved
Retrenchment
Company downsizing or restructuring
Retirement
Retiring from your current employer
Dismissal
Involuntary termination from employment
Choose the Right Preservation Fund
At termination of your membership, benefits can be transferred to the appropriate preservation fund based on your original fund type.
Pension Preserver Plan
Designed specifically for pension fund benefits
Provident Preserver Plan
Tailored for provident fund benefits
Benefits of Preserver Plans
Our Fixed Annuity retirement income plan provides the security and predictability you need for a confident retirement, with accessible investment requirements to help you get started.
Tax-Efficient Growth
No tax is payable on transfers from provident funds, and investment growth is tax-free until retirement
Retirement Age Access
Access your funds from retirement age onwards, with flexible withdrawal and annuity options
Investment Boosts
Qualify for attractive investment boosts by demonstrating positive investment behaviours
Professional Management
Access leading investment managers through a single platform with regulatory compliance
Accessing Your Investment
Flexible access options designed to meet your changing financial needs throughout your journey to retirement.
Before Retirement
Single withdrawal option available before retirement if you haven't previously withdrawn from a preservation fund
At Retirement
Flexible retirement options with cash lump sum and annuity choices depending on fund type and benefit categories
Transfer Options
Transfer flexibility to other preservation funds, retirement annuities, or new employer pension funds
Enhanced Benefits
Qualify for enhanced Purple plan benefits when your investment exceeds premium thresholds
Wide Choice of Investment Options
Your plan is a collection of funds carefully selected to align with your investment strategy and retirement goals. Choose from a range of unit trust funds across various investment managers through a single-entry point.
We provide access to leading investment managers, ensuring you benefit from professional fund management while maintaining the flexibility to adjust your strategy as your circumstances change.
Wide Fund Choice
Access to diverse unit trust funds across leading investment managers through a single entry point
Phased Investment
Option to phase in your contribution over multiple months using money market or diversified income funds
Professional Guidance
Investment strategy aligned with your financial adviser and retirement goals
Comprehensive Protection for You and Your Family
Our preservation funds include important protection features to ensure your family's financial security and provide access to benefits when needed most.
Death Benefits
Trustees distribute investment value equitably between dependants and nominated beneficiaries within required timeframes
Beneficiary Nominations
Change beneficiary nominations at any time with written notification to ensure your wishes are considered
Disability Benefits
Early access to retirement benefits if you retire due to qualifying disability conditions
Why Choose SILA Financial Solutions as Your Discovery Investment Partner
With 10+ years as Discovery investment specialists, our team provides expert guidance across all Discovery investment products and financial planning solutions.
Personalized Investment Solutions
Our investment consultants' 10+ years of Discovery experience ensures tailored investment strategies for your unique financial goals and risk profile.
Discovery Investment Expertise
Comprehensive knowledge of Discovery's complete investment range including offshore investing, retirement solutions, flexible investments, and tax-efficient planning strategies.
Trusted Local Service
Personal investment consultation with national backing - local expertise combined with Discovery's institutional investment strength and proven track record.
Ongoing Optimization
Comprehensive ongoing portfolio management including regular investment reviews, performance monitoring, and proactive optimization of your investment strategy.
Authorized
Discovery Partner
Ready to Preserve Your Provident Fund?
Don't let employment changes compromise your retirement savings. Our provident fund preservation specialists will help you maintain tax-efficient growth and access professional fund management until retirement.
Tax-Free
Tax-Free
Professional
Fund Management
Flexible
Transfer Options
Contact us for provident fund preservation advice: