Complete Healthcare Protection
Secure comprehensive medical aid coverage with Discovery Health. Enjoy access to quality healthcare, innovative Vitality benefits, and peace of mind knowing your family's health is protected by South Africa's leading medical scheme.
Comprehensive Coverage
Access to private hospitals, specialists, and advanced medical treatments with extensive benefit limits.
Vitality Wellness
Earn rewards for healthy living and reduce your medical aid contributions through Vitality.
Family Protection
Flexible family options with comprehensive benefits for every life stage and health need.
Discovery Health Medical Scheme - South Africa's Leading Medical Aid
Discovery Health Medical Scheme offers the widest choice of health plans, all with unlimited private hospital cover and a range of benefits to suit your needs and your pocket.
Comprehensive Benefits
Choose from 23 plans, which all offer rich benefits with unlimited private hospital cover, and full cover in our extensive healthcare networks.
Better Healthcare
Access to wide ranging benefits, care programmes and services that ensure you and your doctor can access the best healthcare available when you need it.
Affordability
You get exceptional and consistent value with contributions that are on average over 11% more affordable than the rest of the industry.
Get Rewarded
The opportunity to join the world's leading science based wellness programme, Vitality, that gives you access to and rewards you for a healthy lifestyle.
Our Medical Aid Plan Series
We have the medical aid plan to suit your individual health and financial needs. Our plans range from the most comprehensive private healthcare cover to cost-effective network- based options.
Executive Plan
Most extensive cover
From R12,338
per month
The most extensive cover for in- hospital and day-to-day benefits with extended chronic medicine cover and unlimited Above Threshold Benefit.
Comprehensive
Complete coverage
From R8,576
per month
Comprehensive cover for in-hospital and day-to-day cover with extended chronic medicine cover and limited Above Threshold Benefit.
Priority Series
Cost-effective
From R5,327
per month
Cost-effective in-hospital cover, essential chronic medicine cover and day-to-day benefits with limited Above Threshold Benefit.
Saver Series
Most economical
From R3,099
per month
The most economical in-hospital cover, essential chronic medicine cover and day-to-day benefits through a Medical Savings Account.
Smart Series
From R1,350
Cost-effective in-hospital cover, essential chronic medicine cover plus limited day-to-day cover using specified network providers.
Core Series
From R2,681
Value-for-money hospital plan with unlimited private hospital cover and essential chronic medicine cover, no day-to-day cover.
KeyCare Series
From R1,278
Affordable medical cover using specified network providers for both in-hospital and out-of-hospital treatment.
effective 1 April 2026 - 31 December 2026
Understanding Your Medical Aid
Here's how our medical aid plans are put together to provide comprehensive healthcare coverage.
Hospital Cover
No overall limit for hospital cover on any plan. Access to any private hospital on most plans.
Chronic Illness Benefit
All plans cover approved medicine for Prescribed Minimum Benefit Chronic Disease List conditions.
Screening & Prevention
Benefits cover vital tests to detect early warning signs of serious illness.
Medical Savings Account
On selected plans, day-to-day medical expenses paid from allocated MSA funds, empowering you to manage your spend.
Live Life with Vitality
Welcome to Vitality, our dynamic and science-based behaviour change programme that combines data analytics with rewards and incentives to help you make healthier choices.
Vitality
Wellness Program
South Africa's Most Trusted Medical Aid
SILA's partnership with Discovery Health Medical Scheme ensures you receive comprehensive healthcare coverage with the widest choice of health plans, all backed by unlimited private hospital cover.
2.8M+
Lives Covered
Ready to Secure Your Family's Healthcare?
Speak with our qualified SILA advisors who specialize in Discovery Health medical aid. Get personalized guidance to find the perfect plan for your family's healthcare needs. Call us on 0860 000 628 for expert consultation.
Expert Plan Selection
Our advisors help you choose the right Discovery Health plan based on your family's specific needs and budget.
Personal Consultation
Dedicated support from qualified financial advisors who understand Discovery's complete medical aid offering.
Ongoing Support
Continued assistance with claims, plan changes, and healthcare queries throughout your membership.
Why Choose SILA Financial Solutions as Your Medical Aid Partner
With 10+ years as Discovery banking specialists, our team provides expert guidance across all Discovery Bank products and services.
Personalized Solutions
Our banking consultants' 10+ years of Discovery experience ensures tailored banking solutions for your unique financial lifestyle and goals.
Discovery Medical Aid Expertise
Comprehensive knowledge of Discovery Bank's complete range including transaction accounts, credit solutions, forex services, and digital banking innovations.
Trusted Local Service
Personal banking consultation with national backing - local expertise combined with Discovery Bank's institutional strength and advanced technology.
Ongoing Optimization
Comprehensive ongoing relationship management including regular reviews and proactive optimization of your plan and benefits.
Authorized
Discovery Partner
Ready to Take Control of Your Healthcare?
Choose the right cover for your needs — from day-to-day benefits to comprehensive hospital plans — and enjoy personalised care, smart savings, and access to South Africa’s best medical networks.
Comprehensive
Cover
Wellness
Rewards
Flexible
Plans
Contact us for personalized advice: