Flexible Investment
Plans
Access your money when you need it with Discovery's flexible investment solutions. Perfect for short to medium-term goals, emergency savings, and adaptable investment strategies with top fund manager access.
Easy Access
Access your money simply and efficiently whenever you need it, with no penalties or lengthy withdrawal processes.
Global Fund Choice
Choose from top local and international funds managed by leading fund managers worldwide.
Flexible Terms
Adaptable investment solutions with lump sum, recurring, and tax-free options to suit your needs.
What are Flexible Investment Plans?
A flexible investment allows you to access your money when you need it. This is ideal if you are looking for a short- to medium-term investment, like saving for an emergency such as unexpected home or vehicle expenses.
Perfect for Emergency Savings
Unlike traditional investments with lock-in periods, flexible investments give you the freedom to access your funds when life's unexpected moments arise, while still earning competitive returns.
Choose a Flexible Investment That's Right for You
Our Flexible Investment Plans are designed to suit your needs. Whether you invest a lump sum or pay in monthly contributions, we have a plan that's right for you.
Lump-sum Flexible Investments
Invest a large amount once and enjoy flexible access to your funds
Under 30 years:
R5,000 minimum
Over 30 years:
R75,000 minimum
Recurring Flexible Investments
Make regular monthly contributions with flexible withdrawal options
Under 30 years:
R300 minimum
Over 30 years:
R850 minimum
Tax-free Flexible Investments
Enjoy tax-free growth with flexible access within annual limits
Under 30 years:
R5,000 minimum
Over 30 years:
R36,000 minimum
PrimeFlex Investment
Sophisticated flexible investment with Discovery fund selection
Under 30 years:
R5,000 minimum
Over 30 years:
R60,000 minimum
Minimum amounts may change. Please confirm the latest figures directly with SILA Financial Solutions
Features of Flexible Investment Plans
Simple & Efficient Access
Whether lump-sum, recurring, or tax-free, access your money when you need it without penalties or delays.
Global Fund Selection
Choose from top local and international funds managed by leading fund managers worldwide.
Estate Benefits
If you die while invested, the proceeds are paid directly to your estate for family security.
Flexible Investment Options
Multiple investment structures to suit different goals, timelines, and contribution preferences.
Sophisticated Simplicity
PrimeFlex provides a sophisticated flexible investment while encapsulating simplicity and efficiency. Choose from a range of risk-profiled Discovery funds, specifically and carefully selected to meet your needs.
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Diversified range of assets with lowest administration fees
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Access to your money whenever you need it
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Vitality Active Rewards Discovery Miles eligibility
R5,000
Minimum (Under 30)
Lowest
Admin Fees
R60,000
Minimum (Over 30)
Global
Diversification
Minimum amounts may change. Please confirm the latest figures directly with SILA Financial Solutions
Turn Good Behaviours into Extra Investment Benefits
Our Flexible Investment Plans are designed to reward you for investing longer, living well and managing your money.
Invest Longer & Live Well
Get up to 100% discount on yearly admin fees by keeping your money invested longer and managing wellness through Vitality.
Earn Discovery Miles
PrimeFlex investors who are Vitality Active Rewards members qualify for extra Discovery Miles awards during investment.
Enjoy a Wide Choice of Funds to Invest In
Your plan is a collection of funds. Once you have chosen your investment plan, you can decide which funds to invest your money into. Your decision should align with an investment strategy that you and your financial adviser agree on.
We offer access to a range of unit trust funds across various fund managers through a single-entry point. This means you can invest in a Discovery Flexible Investment and choose investment funds that are managed by leading managers.
Available Fund Categories
Conservative Growth Funds
Moderate Growth Funds
Aggressive Growth Funds
Equity Funds
Bond Funds
International Funds
Sector-Specific Funds
Balanced Funds
Expert Fund Management
All funds are managed by leading fund managers with proven track records in delivering consistent returns across various market conditions.
Empower Your Financial Decision-Making
Could you do with a little brushing-up on the fundamentals of investing well? Arm yourself with knowledge and tips to help you navigate the investment world.
Investment Fundamentals
Learn the basics of smart investing, risk management, and portfolio diversification strategies.
Financial Planning
Grow your wealth more efficiently with strategic financial planning and goal-setting techniques.
Advisory Support
Have informed conversations with your financial adviser to optimize your investment strategy.
Why Choose SILA Financial Solutions as Your Discovery Investment Partner
With 10+ years as Discovery investment specialists, our team provides expert guidance across all Discovery investment products and financial planning solutions.
Personalized Investment Solutions
Our investment consultants' 10+ years of Discovery experience ensures tailored investment strategies for your unique financial goals and risk profile.
Discovery Investment Expertise
Comprehensive knowledge of Discovery's complete investment range including offshore investing, retirement solutions, flexible investments, and tax-efficient planning strategies.
Trusted Local Service
Personal investment consultation with national backing - local expertise combined with Discovery's institutional investment strength and proven track record.
Ongoing Optimization
Comprehensive ongoing portfolio management including regular investment reviews, performance monitoring, and proactive optimization of your investment strategy.
Authorized
Discovery Partner
Ready to Start Flexible Investing?
Discover the freedom of flexible investments with professional guidance and access to top global funds. Start building your emergency fund or short-term savings with Discovery's flexible investment solutions.
Flexible
Monthly Contributions
Global
Fund Selection
24/7
Access Support
Contact us for flexible investment advice: