Building Insurance Solutions

Protect Your Property Investment with Discovery Building Insurance

Owning your own property is a big decision and an exciting part of life. Discovery Insure's building insurance covers your main building and any outbuildings with coverage tailored to your lifestyle.

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Complete Building Protection

Coverage for your main building and any outbuildings on your insured property.

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Weather Damage Protection

No excess on weather related claims for storm, rain, wind, hail, snow or flood damage.

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Tailored Coverage Options

Choose from three plans with coverage that is tailored to your lifestyle and needs.

Three Plan Options

Choose from any of our three plans and be covered for:

If you are a homeowner, you need building insurance. We recognise the value of having insurance cover that is tailored to your lifestyle and property protection needs.

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Core Plan

Essential building insurance coverage with fundamental protection for your property investment

Comprehensive car insurance cover
Outbuildings protection
Pipes and geysers cover
Accidental damage protection
Keys, locks and remote control units
Basic garden damage coverage
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Essential Plan

Enhanced building insurance with additional benefits and comprehensive property protection

All Core Plan benefits
Enhanced accidental damage cover
Swimming pool filters protection
Borehole pumps coverage
Extended garden protection
Additional security features
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Comprehensive Coverage

Complete protection for your building and property

Discovery Insure's building insurance provides comprehensive coverage for all aspects of your property, from structural elements to outdoor features and equipment.

Pipes and Geysers

Cover for bursting, leaking or overflowing of geysers, water or oil apparatus or pipes

Accidental Damage

Cover for accidental loss or damage to your building and any fixed glass, mirrors and sanitaryware

Keys, Locks & Remote Control Units

Coverage for the loss of or damage to keys, locks and remote control units for the insured building

Damage to Gardens

Damage to gardens, trees, plants, shrubs and irrigation systems on the grounds of your building

Swimming Pool Filters

Accidental loss or damage to swimming pool filters, borehole and other water pumps used for domestic use

Weather Related Claims

No excess on weather related claims for damage caused by storm, rain, wind, hail, snow or flood (Classic & Purple Plans)

Optional Features

Tailor your building insurance with these optional features

Customize your building insurance coverage with additional features designed to provide enhanced protection and peace of mind for your specific needs.

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Excess Flexibility

You can choose an excess amount to suit your needs, including zero excess across all sections of cover

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More than 60 Days' Unoccupied Cover

We'll cover you for loss or damage if your building is unoccupied for more than 60 consecutive days

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Wear and Tear Cover

Option to insure your geysers, pipes and water heating systems for wear and tear, rust, decay and faulty workmanship

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Subsidence and Landslip Cover

Additional cover for destruction or damage caused by subsidence, landslips, and soil contraction or expansion

Peace of Mind

Peace of mind when a devastating event occurs

When unexpected events happen, Discovery Insure is there to help you rebuild your life and your home. Our comprehensive building insurance provides the support and guidance you need during difficult times.

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Real Stories of Recovery

When devastating events like fires impact families, Discovery Insure's assistance and guidance helps them rebuild their lives and their homes. Our comprehensive support ensures you're never alone during life's most challenging moments.

Expert claims assistance and guidance
Professional rebuild coordination
Comprehensive support throughout the process

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Household Contents Insurance

Safeguard your valuable items whether you're a homeowner or renting

 
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Portable Possessions Insurance

Peace of mind for items you take out of your home

 
Authorized Discovery Excellence

Why Choose SILA Financial Solutions for Your Discovery Building Insurance?

Get expert guidance on Discovery Insure's innovative car insurance solutions and Vitality Drive rewards. Our specialists help you choose the right plan and maximize your benefits.

Expert Discovery Life Guidance

Our specialists have deep knowledge of all Discovery Life plans and comprehensive expertise to help you choose the perfect solution for your family's unique needs and circumstances.

Maximize Your Benefits & Rewards

We help you optimize premium discounts, link products effectively, and unlock all available financial rewards including premium cashback and education funding benefits.

Ongoing Support & Reviews

Regular policy reviews, claims assistance, and proactive optimization to ensure your coverage remains perfect as your life circumstances and needs evolve over time.

Authorized Discovery Partner

As an authorized Discovery partner, we provide official guidance backed by years of proven expertise and direct access to Discovery's complete range of insurance solutions.

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Authorized

Discovery Partner

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Secure Your Property Investment Today

Protect your building with Discovery Insure's comprehensive coverage and optional features tailored to your needs

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Plan Options

Complete

Building Cover

Optional

Features

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